Your Online Car Loan: Powered by ING

Q: What are the requirements?

You must be at least 18 years old, have permanent residence in Germany, and have a regular income. ING will check your creditworthiness as part of the online application process.

Q: What documents do I need for the application?

Thanks to the digital account check, you usually do not need to provide proof of income. Just have your ID ready for online verification. The entire process is paperless.

Q: How quickly will I receive the money?

After instant online approval and digital contract signing, the loan amount will be paid to your account promptly following a final review.

Q: Can I pay off the loan early?

Yes, with ING you can make early repayments or repay your loan in full at any time, free of charge.

Q: Do I have to provide the vehicle title as collateral?

No. One key advantage with ING is that you keep the vehicle title (Zulassungsbescheinigung Teil II). You do not need to send it to the bank.

Q: Can I also use the car loan to buy from a private seller?

Yes, you can use the loan to buy a car from a private seller. This gives you the flexibility to finance a vehicle purchased from either a dealership or a private individual.

Found your dream car? Calculate your monthly payment now and get your car loan entirely online.

Rates start from 3.99% APR*
Fully digital, zero paperwork
Get a no-obligation quote in just 5 minutes

A woman sitting in the open trunk of her car, looking out at a scenic mountain landscape. The logos for mobile.de and ING are subtly incorporated into the image.

Car Loan Calculator

Quickly and easily calculate the monthly payment for your new car.

Vehicle price

Down payment

Term

Monthly rate

151 – 202 €

3.99% to 10.99% APR

Representative example under Section 17 of the German Price Indication Ordinance (PAngV): For a net loan amount of €15,000 with a term of 120 months (120 monthly payments), at least two-thirds of all customers will receive an effective annual interest rate of 6.05% or lower (fixed interest rate of 5.89% per year, monthly payment of €165.70, total amount payable of €19,884.40). The lender is ING-DiBa AG, Theodor-Heuss-Allee 2, 60486 Frankfurt am Main, Germany. Loan eligibility and credit approval are required.

Go to online car loan

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mobile.de & ING: Two Strong Partners for Your Journey

Together with our partner ING, we offer a seamless online car loan experience. With more than 10 million customers, ING is Germany’s third-largest bank, so you are in good hands.

Ready to Apply? Get All the Details from ING

Visit our partner ING to learn more and start your no-obligation loan application.

Your Benefits at a Glance

Go Completely Digital

Enjoy a seamless online application with instant approval and no paperwork.

You’re in Control

You keep the vehicle title, so you have the flexibility and buying power of a cash buyer.

Stay Flexible

Make extra payments or pay off your loan early at any time, at no extra cost. Stay in control of your finances.

Fair and Competitive Rates

Get a fixed interest rate for the full term of your loan, with attractive and predictable monthly payments.

Badge: ING named best provider of online car loans

Award-Winning Financing from Our Partner ING

The German financial newspaper €uro am Sonntag reviewed ING’s car loan and gave it a “TOP” rating. The review highlighted strong loan terms and fair extra options with no hidden fees. For you, that means financing you can rely on.

Your Dream Car in 4 Simple Steps

Calculate your financing online

Get your personalized offer

Verify your identity and sign digitally

Receive your funds and buy your car

Ready for Your New Car? Start Your Loan Application Today

Find all the details about your car loan at ING. Start your no-obligation application with our partner today and take the next step toward your new car.

Frequently Asked Questions About the Car Loan from mobile.de and ING

What are the requirements?

What documents do I need for the application?

How quickly will I receive the money?

Can I pay off the loan early?

Do I have to provide the vehicle title as collateral?

Can I also use the car loan to buy from a private seller?

Our mobile.de Financing Experts Are Here to Help

You can reach our financing experts by phone Monday through Friday from 8 am to 6 pm at +49 30 81097-945, or by email.

*Representative example under Section 17 of the German Price Indication Ordinance (PAngV): For a net loan amount of €15,000 with a term of 120 months (120 monthly payments), at least two-thirds of all customers will receive an effective annual interest rate of 5.52% or lower (fixed interest rate of 5.39% per year, monthly payment of €161.97, total amount payable of €19,435.60). The lender is ING-DiBa AG, Theodor-Heuss-Allee 2, 60486 Frankfurt am Main, Germany. Loan eligibility and credit approval are required.